Here’s to Independence

I cut my credit card up yesterday.

It felt good, to be honest. And, although it was also a bit frightening – my credit card has been my security blanket, after all – there is no denying that my financial journey has hit a rocky turn since the new card has entered my life.

So, I’m letting it go.

Not just because I should or because it’s the right thing to do, but because I’m finally ready to know what it feels like to live in a world where money doesn’t control my life. I want to know what it feels like to wake up and go to work because I choose to, not because I have to. And, I don’t want to hide from my finances anymore – I want to be in control.

Look, it’s been hard. Adjusting to a low-expense lifestyle when my expenses are already low is hard mental work. I hate being broke, and I hate feeling poor. But, credit cards are not the answer. They’re a trap.

So, instead of feeling sorry for myself I’m going to try something new – I’m going to be grateful. Because, really – I already have a pretty awesome life as it is. I earn enough money to live in a nice apartment by the water, pay all my expenses (including student loans), save money, and spend money on fun things like yoga and guitar lessons.

So, no – I’m not in the poor house. I’m just spoiled 🙂 .

And, although I’ve had some trouble in the last few months, I am slowly making up the difference and doing what I need to do to get my finances in order.

You know, this journey hasn’t been easy, but still – every moment has definitely been worth it. Thanks to all of you have been a part of it.

And, of course, Happy Independence Day.

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1 Comment

  • Reply Mrs Groovy July 10, 2016 at 6:24 am

    Congratulations on cutting up your card. There’s no shame in identifying a weakness and removing it from your life (just like there’s no chocolate in my house). You figured out you already have what you need. And it’s great that you spend on a few wants like yoga and guitar lessons. You need to keep your soul nourished when you’re paying down doubt so you avoid feeling totally deprived.

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