Today, I’m sharing a few books I’m reading to help me stay motivated with paying off my debt. By the way – because I’m participating in #NoSpendtember – all of these books were received as gifts, purchased previously, or purchased via birthday gift cards (thanks, Mom & Deb!)
I’ve had quite a few life changes this year: 2 new jobs, 1 medical emergency, 1 dental emergency, and one engagement💍. And, through it all, my net worth has taken a huge toll.
So, when I heard Maria from Modern Budget Curl was embarking on a No Spendtember challenge, I knew I wanted in.
When I first discovered the world of personal finance, paying off debt was actually fun.
I couldn’t wait to get paid and put down three – sometimes four – times the minimum amount of payments. (Take that, you stupid interest!)
I felt on top of the world and in control of my destiny.
But after five or six months passed, I was over it. I had a new feeling now: broke. With over $28,000 left to go, it seemed as if it would take until the end of time before I finally got rid of my debt.
As each student loan came due, I thought of everything I had to give up – music festivals, traveling, a new car, eating out. After a year of frustration, I even did the unthinkable: I got a new credit card.
Twenty miles south of the heart of San Diego lies the heart of Tijuana – a city full of delicious food, vibrant art and culture, thriving small businesses, and, unfortunately, poverty, drug violence, and police corruption. Not wishing to spend my entire life as a close-minded American, I like to pay a visit every now and then to sharpen my world view.
This past trip did not disappoint.
Shoutout to fellow YouTuber, Miser Junelle, for inviting Matt and I to take part in this video tag and answer some questions about relationships and money. We (clearly) had a lot of fun doing the video, and – frankly – it helped open the door for us to start planning for our financial future.
We’re not all the way there yet (baby steps, we’re not even engaged), but I’m no longer nervous about talking to Matt about it.