Debt Fatigue Sucks – Here’s How to Deal With It

When I first discovered the world of personal finance, paying off debt was actually fun.

I couldn’t wait to get paid and put down three – sometimes four – times the minimum amount of payments. (Take that, you stupid interest!)

I felt on top of the world and in control of my destiny.

But after five or six months passed, I was over it. I had a new feeling now: broke. With over $28,000 left to go, it seemed as if it would take until the end of time before I finally got rid of my debt.

As each student loan came due, I thought of everything I had to give up – music festivals, traveling, a new car, eating out. After a year of frustration, I even did the unthinkable: I got a new credit card.

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A Money Lesson From My Adventure in Tijuana

Twenty miles south of the heart of San Diego lies the heart of Tijuana – a city full of delicious food, vibrant art and culture, thriving small businesses, and, unfortunately, poverty, drug violence, and police corruption. Not wishing to spend my entire life as a close-minded American, I like to pay a visit every now and then to sharpen my world view.

This past trip did not disappoint.

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Will Debt Do Us Part?

Shoutout to fellow YouTuber, Miser Junelle, for inviting Matt and I to take part in this video tag and answer some questions about relationships and money. We (clearly) had a lot of fun doing the video, and – frankly – it helped open the door for us to start planning for our financial future.

We’re not all the way there yet (baby steps, we’re not even engaged), but I’m no longer nervous about talking to Matt about it.

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So, Broke Girl Rehab Turns One

Holeeee shit.

As someone who has a hard time sticking to anything, I gotta say it’s been pretty darn cool keeping this project going for the past year. At times, I wasn’t even sure I was going to make it (got pretty silent during those summer months), but by gosh, I pulled it on through.

Now, here I am.

12 months later and Broke Girl Rehab is actually becoming a thing – not just a whimsical URL, but it’s own living, breathing thing complete with hopes, dreams, and aspirations.

And, you know what? I’m actually proud of myself! I’m proud of myself for sticking it through, both with this website and to the overall quest for financial freedom.

Anyway, here’s a few things I learned along the way so far.

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5 Steps to Surviving the Next Recession

During a recession, your wealth can take a major hit – which, unfortunately, many people found out during the Great Recession in the late 2000s.

But, what are recessions exactly?

Well, according to Investopedia:

“A recession is a significant decline in activity across the economy, lasting longer than a few months. It is visible in industrial production, employment, real income and wholesale-retail trade.

The technical indicator of a recession is two consecutive quarters of negative economic growth as measured by a country’s gross domestic product (or GDP)…”

Alright, so what does this even mean?

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